Pay for College

Explore college costs and plan how you'll pay for your degree or certificate.

Take Advantage of Texas' Student Loan Programs

Texas offers two great options to help you pay for school

If you're a Texas resident, you might qualify for some great student loan programs provided in state. Here's a quick overview of both with links to more details.

The Texas College Access Loan Program

Another great Texas program, the Texas College Access Loan (CAL) Program, helps families cover some or all costs when there is a shortfall between the college sticker price and financial aid. In some cases, the loan can even replace what a family is expected to contribute to a student's education. For more information, visit the Texas CAL Program page.

The Texas B-On-Time Loan Program

This program is currently only available as a renewal for eligible current participants. Learn more about the BOT Loan Program.


If you want more information about the Texas state loan programs, contact your college's financial aid office.

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