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AIE — Adventures In Education

College Students

Budget Worksheet — In School

Develop a budget to help manage your money while still in college.

Having trouble making ends meet? Try this worksheet — It can help you manage the money you have to meet your educational expenses.

Simply print the form and then fill in the information to get an idea of how much money you have to spend on each item for a given period of time.

Be sure to think about how much time you want to budget for. For instance, if you're planning a budget for a four-month semester, use salary information for four months. And if you're planning for an entire year, be sure to include the award money you expect to receive for the entire year, not just for one semester.

Thinking about changing your living situation — like getting an apartment or transferring to a different school, for instance? Check around to see what fees and extra expenses you'll face.

Call utility companies.
Contact apartment complexes to find out about the typical rental fees.
Ask your parents about utility bills and deposits.
Contact the school you're thinking of transferring to for information about costs and financial aid there.
Then, fill out a new budget to match your new situation.

I. Monthly Income
Estimated monthly salary
Minus taxes (approx. 28%)
Net income
Financial aid award[s]
Other income
Total

II. Semester Expenses
Tuition and fees
Books
Deposits
Transportation/Moving
Total

III. Monthly Expenses
Rent
Combined utilities
Groceries
Auto expenses
Student loan(s)
Other loans
Credit cards
Insurance
Medical expenses
Entertainment
Miscellaneous
Total

IV. Discretionary Income
Monthly income
Expenses (Semester + Monthly)
Total

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Out of School Budget Worksheet

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